Transparency
Affiliate Disclosure
Last updated: July 2026
In Plain Language
This site may earn a commission when a reader clicks through to a listed top-up agent or payment partner, at no additional cost to you. That relationship never changes what we publish — our comparison tables and rate research are compiled the same way regardless of whether a link is monetized.
1. How This Site Is Funded
KISS918Credit.com is supported, in part, by affiliate relationships with top-up agents and payment providers. When a reader follows certain links from this site to a third-party agent and completes a qualifying action, such as signing up or making a first top-up, we may receive a referral commission. This is a common funding model across independent comparison and review websites, and it allows us to keep our guide free to read.
2. What This Means for You
Clicking an affiliate link never changes the rate, minimum, or terms offered to you by the destination agent — commission is paid by the agent out of their own margin, not added on top of your top-up. You are always free to search for and contact any top-up agent directly instead of following a link from this site.
3. Editorial Independence Policy
No top-up agent, payment provider, or advertiser is able to pay for a better rank in our comparison table, a more favorable rating, or the omission of accurate information. Our editorial team researches and fact-checks figures independently of any commercial relationship, and content decisions are made separately from monetization decisions. If a paid placement, sponsored section, or advertisement ever appears on this site, it will be clearly labeled as such.
4. How We Choose What to Compare
Channel types and criteria included in our comparison tables are selected based on how commonly they appear in public agent listings and reader questions — not based on which affiliate program pays the highest commission. Some entries discussed in our tables are not part of any affiliate program at all.
5. Regulatory Compliance
This disclosure is provided in the interest of transparency and in line with general good-practice guidance for affiliate marketing disclosures, such as that published by the U.S. Federal Trade Commission's endorsement guides. Readers outside the United States should be aware that affiliate disclosure requirements vary by country; we aim to meet or exceed common international standards.
6. Questions About This Disclosure
If you have questions about how this site is funded or want to report a concern about an affiliate link, contact us at editorial@kiss918credit.com or via our Contact Us page.